The agreement that governs your use of this website and our advisory services.
Last updated: 1 October 2026
These Terms & Conditions ("Terms") govern your access to and use of autoinsurancementor.com (the "Website") and any advisory or consulting services provided by Auto Insurance Mentor ("Auto Insurance Mentor", "we", "us" or "our"), with an office at 333 Morrow Field Ave, Elmira, NY 14904. By using the Website, submitting the contact form, or engaging us for a consultation, you agree to these Terms. If you do not agree, please do not use the Website.
Auto Insurance Mentor is an advisory and consulting company. We are not an insurance company, insurer, underwriter, reciprocal, risk retention group, or government agency. We are not an independent insurance company and we are not affiliated with, appointed by, endorsed by, or acting on behalf of any insurance carrier, agency or regulator.
Our role is limited to helping you read, understand and ask informed questions about insurance documents and options. Any decision to purchase, change or cancel insurance is made by you, directly with a licensed agent or insurer.
All content on the Website and all information shared during a consultation is general and educational in nature. It does not constitute legal, financial, tax or licensed insurance advice, and it is not a substitute for guidance from a licensed insurance professional in your state. Insurance requirements, coverage definitions and consumer protections vary by state and by insurer. You should always verify specifics with your own carrier, licensed agent, or your state's department of insurance before acting.
You must be at least 18 years old and legally able to enter into a binding agreement to use our services. You agree not to:
To advise you properly we may ask for documents such as a declarations page, quote or renewal notice. You confirm that any information or document you provide is accurate and that you are entitled to share it. Our guidance is based entirely on the information supplied; incomplete or inaccurate information will affect the usefulness of that guidance. Please do not send us sensitive data that is not required — for example, full payment card numbers or Social Security numbers.
By submitting the contact form or calling our advisory line on 1-888-242-1740, you consent to be contacted by us at the telephone number and email address you provide, for the purpose of responding to your enquiry. Calls may be recorded or monitored for quality and training purposes where permitted by law. You may ask us to stop contacting you at any time by emailing info@autoinsurancementor.com.
An initial consultation to understand your situation is provided free of charge and carries no obligation. Where a more detailed document review or ongoing consulting engagement is appropriate, the scope and the applicable fee will be explained and agreed with you in writing before any chargeable work begins.
The Website and its content including text, layout, graphics, photographs, logos and code are owned by or licensed to Auto Insurance Mentor and are protected by applicable intellectual property laws. You may view and print pages for your own personal, non-commercial reference only.
The Website may link to third-party websites, such as insurer or regulator pages. Those sites are not under our control. We provide links for convenience only and accept no responsibility for the content, accuracy, availability or privacy practices of any third-party site.
The Website and our services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the Website will be uninterrupted or error-free, or that content is complete, current or accurate at all times.
To the fullest extent permitted by law, Auto Insurance Mentor and its owners, officers and personnel shall not be liable for any indirect, incidental, special, consequential, punitive or exemplary damages, or for any loss of profits, savings, data or goodwill, arising out of or relating to your use of the Website or our advisory services — including any insurance decision you make, any premium you pay, any coverage gap, or any claim denial. Our total aggregate liability for any claim shall not exceed the amount you actually paid us for services in the three (3) months preceding the event giving rise to the claim.
You agree to indemnify and hold harmless Auto Insurance Mentor from any claim, demand, loss or expense (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Website, or information you provide that is inaccurate or that you were not entitled to share.
We may update these Terms from time to time. The revised version takes effect when posted on this page, and the "Last updated" date above will change. Your continued use of the Website after that date constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the State of New York, without regard to its conflict-of-law rules. The state and federal courts located in New York shall have exclusive jurisdiction over any dispute arising from these Terms, subject to any mandatory consumer protections available to you under the law of your state of residence.
Auto Insurance Mentor
333 Morrow Field Ave, Elmira, NY 14904
Phone: 1-888-242-1740
Email: info@autoinsurancementor.com